Effective Date: 1st January 2025
Welcome to NIMED Capital Limited (“NIMED”, “we”, “our”, or “us”). These Terms and Conditions (“Terms”) govern your use of our website (https://nimedcapital.com), mobile applications, digital platforms, and related services (collectively, the “Services”). By accessing or using our Services, you agree to these Terms. If you do not agree, please discontinue use.
NIMED Capital Limited is a licensed investment and fund management company based in Ghana, regulated by the Securities and Exchange Commission (SEC) and the National Pensions Regulatory Authority (NPRA). We provide investment management, advisory, pension fund management, and other financial services.
You must be at least 18 years old to use our Services.
By using our Services, you represent that you have the legal capacity to enter into binding agreements under applicable laws.
You agree to use our Services only for lawful purposes and in compliance with these Terms.
You must not misuse or interfere with the proper functioning of our Services (e.g., hacking, introducing malware, bypassing security).
You may not reproduce, distribute, or exploit any part of our Services for commercial purposes without our written permission.
If you register for an account, you must provide accurate, current, and complete information.
You are responsible for safeguarding your login credentials. Any activity under your account is deemed authorized by you.
Notify us immediately if you suspect unauthorized use of your account.
Information on our Services is provided for educational and informational purposes only and does not constitute financial advice, legal advice, or an offer/solicitation to buy or sell any securities.
Past performance is not a guarantee of future returns. Investments carry risks, including loss of principal.
Always seek independent financial advice before making investment decisions.
All content on our Services (logos, text, images, graphics, software, design, etc.) is owned by or licensed to NIMED Capital.
You are granted a limited, non-exclusive, non-transferable license to use our Services for personal and non-commercial purposes only.
You may not copy, modify, distribute, or create derivative works without our written consent.
Your use of our Services is also governed by our Privacy Policy.
By using our Services, you consent to the collection and use of personal data as described in the Privacy Policy.
Our Services may contain links to third-party websites or integrations (e.g., payment gateways, analytics, embedded content).
NIMED is not responsible for the availability, accuracy, or practices of third parties.
Use of third-party services is subject to their own terms and policies.
NIMED Capital will not be liable for:
Any direct, indirect, incidental, consequential, or punitive damages arising from your use of the Services.
Financial losses resulting from investment decisions made using information from our Services.
Interruptions, errors, or unavailability of our Services.
Our total liability, in any case, shall not exceed the amount you paid (if any) for accessing our Services.
You agree to indemnify and hold harmless NIMED Capital, its affiliates, employees, and partners from any claims, damages, or liabilities arising from your misuse of the Services or breach of these Terms.
We may update, suspend, or discontinue parts of our Services without notice.
We do not guarantee uninterrupted or error-free access to our Services.
We reserve the right to suspend or terminate your access if you violate these Terms or use our Services unlawfully.
Upon termination, your right to use the Services will immediately cease.
These Terms shall be governed by and construed in accordance with the laws of Ghana.
Any disputes shall be resolved in the courts of competent jurisdiction in Ghana.
We may revise these Terms at any time. Updates will be posted on our website with a new effective date.
Continued use of our Services after updates constitutes acceptance of the revised Terms.
For questions or concerns about these Terms, contact us:
NIMED Capital Limited
B18 Boundary Road, East Legon, Accra, Ghana
CT 7021, Cantonments, Accra, Ghana
+233 (0)30 254 7000
info@nimedcapital.com
